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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Unit 5312 , Panama City Beach, FL 32407
$222,000
Est. Payment: $1,226.52/mo
1 Bed
2 Bath
1588 Sqft
Status: Active | Days on site: 321
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Harrison Lilly Team
Owner/Operator

House Description

Do not miss: One of the Best deal at Island Reserve Condo ,centrally located at the heart of Panama City Beach . Elite gated community for Permanent residents , second home owners and long term rentals investors. For outside fun and relaxation, Island Reserve grounds boast an incredible pool, hot tub, courtyard.... Clubhouse with basketball, pickle ball, fitness center, game room, and movie room. This complex does not permit short-term rentals, ensuring a peaceful, community-focused environment. Proximity to Beautiful Beaches, shopping and dining with easy access to Front Beach Rd and Panama City Beach Pkwy. Unit #5312 is 1588 square feet -2 story 1 bedroom with 1,5 bath has incredible location, with both balconies are facing quite North side for more privacy , and has tons of upgrades : recently painted and decorated with all new furniture ,that unit boasts with spacious living room, extra large enclosed storage space and huge master bedroom with walk in closet. New washer and dryer has been recently installed. The 3rd floor unit is close to elevator and you may park on the 3 rd level as well next to walk thru. Price is right. Offered fully furnished and move-in ready, this condo is ready for new owners to call it Sweet Home.

Highlights

Listed by Vladimir Tamarovych , 850-238-0973 and Viola Zhuravel , 850-960-2455 Prok Invest LLC , 850-238-0973. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2148.25 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Island Reserve

Listing ID

780708

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Cooktop
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower, Upper Level Primary, Walk-In Pantry, Instant Hot Water, Home Theater

Exterior Features

Lot Dimensions:0x0
Zoning:City
Sewer:Public Sewer
Parking Features:Additional Parking,Gated
Principal Interest
$1,227
Taxes
$176
HOA
$2,148

Home Price

$222,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$44,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,226.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,226.52 $176.25 $2,148.25 $3,551.02
Yearly $14,718.22 $2,115.00 $25,779.00 $42,612.22
Total $441,546.49 $63,450.00 $773,370.00 $1,278,366.49

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS