4.99% Owner financing available, with approved credit! Discover your perfect getaway in the heart of Panama City Beach! 4 bedroom with 4 a 1/2 bathrooms,3 stories, two balconies, large front porch, two car garage. Located in the sought-after Island Reserve community, this stunning townhome offers an ideal blend of comfort and convenience, just minutes away from the pristine beach, shopping, attractions, and dining options. Features include Resort-Style Amenities: Enjoy a luxurious lifestyle with access to a beautiful resort-style pool, an indoor basketball court, pickleball court, a fully-equipped gym, and a private theater for movie nights, meeting room and community areas are perfect for socializing or hosting events. Take in the serene surroundings with beautifully landscaped grounds featuring tranquil water features, perfect for relaxation and enjoying nature. Whether you're looking for a primary residence or a vacation home, this condo offers everything you need for a vibrant beach lifestyle. Don't miss out on this incredible opportunity!