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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 8107 , Panama City Beach, FL 32407
$449,900
Est. Payment: $2,281.81/mo
3 Bed
4 Bath
2576 Sqft
Status: active | Days on site: 385
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Great Opportunity to purchase a rare executive Penthouse unit in the Exclusive Gated Island Reserve. There are only 12 of these large units 2500 sq ft plus. Entering the unit, you are greeted with a beautifully decorated furnishings throughout. This unit is close to 2600 square feet with 3 bedrooms and 3.5 bath to include two Master Suites. A formal Dining area and laundry room incorporates the elegance of this unit. A half bathroom on the first floor and storage space is included. Two masters with all bedrooms having a full baths and large walk in closets. On the third floor is a another large master bedroom with a sitting area excellent for an office. Large upgraded kitchen with an open floor plan, granite counters, stainless steel appliances, island breakfast bar. wet bar with wine cooler, and ice maker. Computer office area next to laundry room. Crown molding throughout with raised ceilings. Balcony off the master bedroom on the second floor. New gray plank wood flooring and new carpet. Large oversize 2 car garage. Unit is close to front gate, clubhouse and pool. Amenities on the premises include a large pool with waterfall, basketball court, hot tub and Clubhouse

Highlights

Listed by Marco Cooper , 850-832-1266 Coastal Sun Realty LLC , 850-249-2050. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Island Reserve

Listing ID

774345

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s), Entrance Foyer, Home Theater

Exterior Features

Lot Dimensions:00
Zoning:Resid Multi-Family
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$2,282
Taxes
$330
HOA
$0

Home Price

$449,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,281.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,281.81 $329.67 $0.00 $2,611.47
Yearly $27,381.69 $3,956.00 $0.00 $31,337.69
Total $821,450.85 $118,680.00 $0.00 $940,130.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS