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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 6301 , Panama City Beach, FL 32407
$264,900
Est. Payment: $1,343.52/mo
2 Bed
3 Bath
1325 Sqft
Status: active | Days on site: 203
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Island Reserve Condominium #6301, an elegantly updated, top-floor end unit offering 2 bedrooms and 2.5 bathrooms in a peaceful, resort-style setting. What truly sets this condo apart is its rare top-floor, end-unit location with immediate access to the parking garage. Simply drive to the top level and walk just steps to your front door. No stairs, no elevators, and no hassle, making daily living and grocery runs effortless. Enjoy the added benefit of no neighbors above you, providing extra privacy and a quiet environment. Relax on the spacious covered balcony, which overlooks a tranquil waterfall feature and open green space, perfect for morning coffee or unwinding after a long day. Inside, you will be welcomed by beautiful architectural arches, an open-concept kitchen and living area, 10-foot ceilings, crown molding, immaculate baseboards, and classic oak plantation shutters that add timeless charm and privacy. Recent upgrades include: all new interior paint (Greek Villa White by Sherwin-Williams), new engineered hardwood flooring, newer HVAC (2017), new hot water heater (2023), updated lighting fixtures including Stix LED Chandelier, and new stainless-steel appliances, including a touchscreen refrigerator. The home also features custom storage solutions in the kitchen, bathrooms, and both walk-in closets, maximizing functionality and organization. The primary suite offers a private entrance to the balcony, a spacious walk-in closet, and a well-appointed en-suite bath with double vanity, soaking tub, and separate shower. Island Reserve amenities are just a short walk away and include a resort-style pool, air-conditioned indoor basketball/pickleball court, fitness center, private library, theater room, pool table, and more. Ideally located minutes from Panama City Beach attractions such as Pier Park, Ripley's Believe It or Not, ZooWorld, and only a short drive to the sugar-white sands of the Gulf, this condo offers the perfect blend of convenience, comfort, and coastal living. As an added bonus, because this unit is located on the third floor, flood insurance is not required. Schedule your private showing today.

Highlights

Listed by Kaci A Hawes , 850-628-4537 ERA Neubauer Commercial , 850-872-3434. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

27 - Bay County

Neighborhood

Island Reserve

Listing ID

991870

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Microwave, Refrigerator, Refrigerator W/IceMk, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile,Floor Vinyl
Other:
  • Additional:Ceiling Crwn Molding, Kitchen Island, Lighting Recessed, Newly Painted

Exterior Features

Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,344
Taxes
$169
HOA
$0

Home Price

$264,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$52,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,343.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,343.52 $168.87 $0.00 $1,512.40
Yearly $16,122.27 $2,026.49 $0.00 $18,148.76
Total $483,668.21 $60,794.55 $0.00 $544,462.76

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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