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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 6202 , Panama City Beach, FL 32407
$264,000
Est. Payment: $1,458.56/mo
2 Bed
3 Bath
1325 Sqft
Status: Active | Days on site: 85
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Harrison Lilly Team
Owner/Operator

House Description

The kitchen features an exquisite granite island and countertops, ample cabinet and counter space, and stainless-steel appliances. The private balcony can be accessed from the living room and both bedrooms, making it perfect for entertaining or relaxing at the end of the perfect beach day. The primary suite serves as a true sanctuary, complete with an en-suite bathroom featuring a garden bathtub, a separate shower, and walk-in closet. The nice sized guest bedroom also has an ensuite bathroom offering privacy and convenience for family members or guests. Updates include refrigerator, washer, & dryer 2024, HVAC and water heater replaced 2022, and the shower has been retiled. This second-floor unit overlooks the courtyard, and is situated steps from the parking garage, no elevator or stairs needed to access your home. Island Reserve is an exclusive gated resort community offering top-notch amenities, including a luxurious one-acre resort-style lagoon pool, state-of-the-art fitness facilities, billiard and game rooms, a media center with a 100'' theater screen, basketball, and pickleball courts. The courtyards surrounded by lush landscaping and strategically placed benches to ensure maximum enjoyment. The community in centrally located close to popular attractions, dining and shopping options, as well as the stunning Gulfs white sandy beaches and emerald, blue green waters. Don't let this incredible property slip through your fingers! Why wait? Schedule a tour today and see for yourself the amazing lifestyle you could enjoy--reach out to a realtor now to make it yours. All information is approximate and should be verified by the buyer if deemed important.

Highlights

Listed by Laina Dillman , 972-743-9499 Lifes A Beach Real Estate, LLC , 850-249-9111. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1858.15 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Island Reserve

Listing ID

789501

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Gated,Paved,Parking Lot
Principal Interest
$1,459
Taxes
$215
HOA
$1,858

Home Price

$264,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$52,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,458.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,458.56 $215.33 $1,858.15 $3,532.05
Yearly $17,502.74 $2,584.00 $22,297.80 $42,384.54
Total $525,082.31 $77,520.00 $668,934.00 $1,271,536.31

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS