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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 5309 , Panama City Beach, FL 32407
$208,200
Est. Payment: $1,055.95/mo
1 Bed
2 Bath
1588 Sqft
Status: active with contingency | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Under Contract - Seller Will Consider Backup Offers. This condo is sold turn-key, fully furnished and move-in ready. Welcome to Island Reserve -- where resort-style living meets everyday comfort and a true sense of community. This beautifully maintained 1-bedroom, 1.5-bath condo offers an impressive amount of storage space within its 1,588 square feet that you truly have to see to believe. Step inside and you will find soaring 10-foot ceilings on both levels, giving the home a bright and open feel. The main level features an inviting living space and a well-appointed kitchen enhanced with a custom cabinet organization system. Upstairs, the spacious primary suite is a true retreat. With no neighbors on one side, you will enjoy extra windows that fill the space with natural light as well as a private balcony. The en-suite master bathroom offers a tiled walk-in shower with glass door and a separate soaking tub, double vanities and two walk-in closets. The interior is filled with thoughtful upgrades, including high-quality shelving in many of the closets and storage areas, under cabinet lighting, granite countertops and tile backsplash. Need a bit more flexibility? The upstairs 16x4 bonus room may serve many different purposes such as a private office, cozy reading nook, additional sleeping space for guests or a nursery. Two balconies -- one on each floor -- overlook what many consider the most beautiful pool and landscaping in Panama City Beach. Whether you are enjoying your morning coffee or unwinding while overlooking the luscious grounds, the view is always a treat. Unlike most condominiums, you can park on the same level as your residence here, making running errands like grocery shopping so much more convenient. Life here feels like a permanent vacation with endless opportunities for entertainment, including an indoor basketball court and pickleball court, a fully equipped gym, party room, a theater, and a charming library where you can ''give a book, take a book''. The active Social Committee ensures there is always a way to connect, from live music by the pool to community Thanksgiving dinners and holiday parties. Located just minutes from the beach, the airport, and shopping and dining at Pier Park, this condo offers the perfect balance of excitement and serenity. You will feel truly at home, since there are no short-term rentals in Island Reserve.

Highlights

Listed by The Beninateam , 706-615-5336 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2392.93 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Island Reserve

Listing ID

792138

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Sitting Area in Primary, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s), Home Theater

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resort
Sewer:Public Sewer
Parking Features:Electric Gate,Gated
Principal Interest
$1,056
Taxes
$133
HOA
$2,393

Home Price

$208,200

Loan Details

30 yrs
6.529%

Down Payment

20%
$41,640
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,055.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,055.95 $132.73 $2,392.93 $3,581.61
Yearly $12,671.41 $1,592.73 $28,715.16 $42,979.30
Total $380,142.40 $47,781.90 $861,454.80 $1,289,379.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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