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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 4210 , Panama City Beach, FL 32407
$331,000
Est. Payment: $1,678.77/mo
2 Bed
3 Bath
1325 Sqft
Status: active | Days on site: 58
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to the island! Island Reserve is a gated community with NO SHORT TERM RENTALS. Sellers will long term rent minimum 6 months and 1 day (no pets). Located just minutes to the beautiful white sandy beaches, this well kept secret has a laid back lifestyle and endless amenities. Enjoy the zero-entry acre island pool, hot tub, state-of-the-art fitness center, movie theater room, indoor pickle ball court/basketball court and a nice community room including a pool table. Bring your golf cart too! Fantastic location convenient to restaurants and shopping! Drive right up to the second floor parking garage and you will be steps away from your condo. Upon entering the unique foyer area, you will love how it opens into the living/dining area and kitchen. Great for entertaining. The kitchen offers an island bar, granite countertops, undercounter lighting, newer stainless steel appliances, and newer upgraded light fixtures. This gem has crown molding in the living room, 10 foot ceilings, ample storage, and newer 4-inch custom plantation shutters throughout. Beautiful Luxury Vinyl Plank flooring in living/dining areas, bedrooms, and closets. Tile in baths, kitchen and foyer. The washer and dryer is also included with the condo. New water heater. Enjoy two master suites that boast their own private access to the relaxing balcony. Each bedroom also has walk-in closets. One of the bathrooms has a large bathtub and separate shower while the other bathroom just has a shower and lot's of storage space. There is also a half bath off the foyer for guests. At Island Reserve you can get outside and walk through the courtyards while enjoying various fountains and beautiful lush landscaping throughout the property. Come to ''the island''! Don't miss your slice of paradise.

Highlights

Listed by Diane Tyler , 334-618-9425 RC Real Estate Group , 850-249-6100. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2009

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Island Reserve

Listing ID

787815

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Home Theater

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Additional Parking,Gated
Principal Interest
$1,679
Taxes
$271
HOA
$0

Home Price

$331,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$66,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,678.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,678.77 $271.08 $0.00 $1,949.85
Yearly $20,145.23 $3,253.00 $0.00 $23,398.23
Total $604,357.04 $97,590.00 $0.00 $701,947.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS