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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 4110 , Panama City Beach, FL 32407
$250,000
Est. Payment: $1,381.21/mo
2 Bed
3 Bath
1325 Sqft
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Luxury living at Island Reserve in Panama City Beach! This spacious 2-bedroom, 2.5-bathroom condo spans 1,325 square feet of beautifully designed interior space. The thoughtful layout features an open-concept living area seamlessly connecting the kitchen, dining, and main living spaces--ideal for effortless entertaining and everyday comfort. Both full bedrooms serve as private suites with generous closet space, while a convenient half-bath accommodates guests. Stepping outside, you will find a large private balcony accessible from the living room and bedrooms, perfect for taking in the fresh coastal breeze. Situated in a premier gated community, residents enjoy an exceptional array of resort-style amenities, including a massive one-acre resort lagoon-style pool complete with waterfalls and a splash pad, a fully equipped fitness center, an indoor basketball court, pickleball courts, and a resident clubhouse with a game room. Island Reserve offers a tranquil residential atmosphere close to world-class dining, shopping, and the sugar-white sands of the Gulf. Whether you are searching for a primary residence or a serene coastal getaway, this unit delivers the ultimate blend of comfort, style, and convenience.

Highlights

Listed by Eren S Sullivan , 850-258-2882 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2264 Quarterly

Year Built

2009

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Island Reserve

Listing ID

794320

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:none
Sewer:Public Sewer
Principal Interest
$1,381
Taxes
$174
HOA
$2,264

Home Price

$250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,381.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,381.21 $174.03 $2,264.00 $3,819.24
Yearly $16,574.57 $2,088.37 $27,168.00 $45,830.94
Total $497,237.04 $62,651.10 $815,040.00 $1,374,928.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS