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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 3304 , Panama City Beach, FL 32407
$175,000
Est. Payment: $887.57/mo
1 Bed
1 Bath
1588 Sqft
Status: active | Days on site: 61
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Island Reserve and this unique two-story, 1-bedroom, 1-bathroom condo that feels more like a sophisticated townhome than a traditional apartment. This residence offers an open floorplan and kitchen with granite counters, SS appliance and warm wood cabinetry. The dual-level layout provides exceptional privacy, highlighted by private balconies on both floors--perfect for enjoying sunrises and the coastal breeze. Residents of this premier gated community enjoy unparalleled resort-style amenities, including a massive one-acre pool with waterfalls, an outdoor hot tub, and a clubhouse boasting a 100-inch theater, fitness center, and indoor basketball and pickleball courts. Complete with the convenience of covered garage parking, a newer energy-efficient HVAC, and a pet-friendly atmosphere, this home offers a low-maintenance, upscale lifestyle just minutes from the white-sand beaches, shopping, and dining of Panama City Beach.

Highlights

Listed by LaPorcha Cooper , 850-328-3407 Redfin Corporation , 617-458-2883. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Year Built

2009

County

Bay

Area

27 - Bay County

Neighborhood

Island Reserve

Listing ID

997651

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Sewer:Community Sewer,Public Sewer
Principal Interest
$888
Taxes
$75

Home Price

$175,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$887.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $887.57 $74.53 $0.00 $962.09
Yearly $10,650.80 $894.31 $0.00 $11,545.11
Total $319,524.11 $26,829.30 $0.00 $346,353.41

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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