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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 3304 , Panama City Beach, FL 32407
$175,000
Est. Payment: $966.85/mo
1 Bed
1 Bath
1588 Sqft
Status: Pending | Days on site: 106
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RDFN - B12636,B12636,BNONA
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' must be placed at the beginning of the Public Remarks. Don't miss out on your opportunity to live or invest in Island Reserve. Priced to move , unit needs updating. Unique two-story, 1-bedroom, 1-bathroom condo that feels more like a sophisticated townhome than a traditional apartment. This residence offers an open floorplan and kitchen with granite counters, SS appliance and warm wood cabinetry. The dual-level layout provides exceptional privacy, highlighted by private balconies on both floors--perfect for enjoying sunrises and the coastal breeze. Residents of this premier gated community enjoy unparalleled resort-style amenities, including a massive one-acre pool with waterfalls, an outdoor hot tub, and a clubhouse boasting a 100-inch theater, fitness center, and indoor basketball and pickleball courts. Complete with the convenience of covered garage parking, a newer energy-efficient HVAC, and a pet-friendly atmosphere, this home offers a low-maintenance, upscale lifestyle just minutes from the white-sand beaches, shopping, and dining of Panama City Beach. **Note: No STR
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Highlights

Listed by Adrian M Jacob , 832-381-4670 Redfin Corporation , 813-334-4966. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

824 Monthly

Year Built

2009

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Island Reserve

Listing ID

786645

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Upper Level Primary

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$967
Taxes
$75
HOA
$824

Home Price

$175,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$966.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $966.85 $74.50 $824.00 $1,865.35
Yearly $11,602.20 $894.00 $9,888.00 $22,384.20
Total $348,065.93 $26,820.00 $296,640.00 $671,525.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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