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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 1303 , Panama City Beach, FL 32407
$269,000
Est. Payment: $1,364.32/mo
2 Bed
3 Bath
1325 Sqft
Status: active | Days on site: 120
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautifully maintained 2 bedroom, 2.5 bathroom condo offering 1,325 square feet of thoughtfully designed living space. Recently refreshed with fresh paint and professionally cleaned from top to bottom, this unit presents a pristine, MOVE-IN ready opportunity! The spacious layout provides both comfort and functionality, with generous living areas and well-appointed bedrooms. Step outside to your oversized balcony, perfect for relaxing, entertaining, or enjoying the fresh air year round. Within this gated community at Island Reserve you will find a RESORT STYLE zero entry pool with a beautiful waterfall feature, a relaxing hot tub and an interactive splash pad. Owners and guests have access to the fitness center, basketball court, game room and media center. Residents can also enjoy the added convenience of parking on any level of the garage, making daily living effortless. Located on Front Beach Road and convenient to everything within the beach and town, you truly can't ask for a better location. Only 5 minutes to the sandy white beaches and Emerald green waters. Come see this beautiful and immaculate unit today!

Highlights

Listed by Nicolle M Cable , 850-624-1242 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Island Reserve

Listing ID

787173

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Convection Oven
Other:
  • Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s), Home Theater

Exterior Features

Lot Dimensions:0 x 0
Principal Interest
$1,364
Taxes
$171
HOA
$0

Home Price

$269,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$53,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,364.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,364.32 $171.49 $0.00 $1,535.80
Yearly $16,371.81 $2,057.85 $0.00 $18,429.66
Total $491,154.21 $61,735.50 $0.00 $552,889.71

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS