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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8700 Front Beach Rd Unit 1217 , Panama City Beach, FL 32407
$350,000
Est. Payment: $1,933.70/mo
3 Bed
3 Bath
1761 Sqft
Status: Active | Days on site: 1
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ELGP - E27826
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Unit 1217 at Island Reserve, located in one of Panama City Beach's most desirable gated residential communities. Offering 3 bedrooms, 2.5 bathrooms, and a spacious, flexible floor plan, this beautifully designed unit is ideal as a primary residence, second home, or long-term investment property. Island Reserve does not permit short-term rentals, creating a true residential atmosphere, while long-term rentals are allowed with a minimum lease term of 6 months and 1 day. Inside, you'll find an open concept living area with high ceilings, stainless steel appliances, and plenty of space for both everyday living and entertaining. The primary suite features a generous walk-in closet, soaking tub, and separate walk-in shower. One of the highlights of the unit is the large wraparound corner balcony overlooking the resort-style pool, providing an incredible outdoor extension of the living space. Island Reserve is known for its exceptional amenities, including a lagoon-style pool with zero-entry access, hot tub, outdoor showers, fitness center, indoor basketball and pickleball courts, theater room, game room, clubhouse, and gated parking garage. HOA dues include utilities with the exception of electricity and personal Wi-Fi upgrades, along with exterior maintenance and repairs and pest control. All of this is located just minutes from the sugar-white sandy beaches of Panama City Beach, giving you the convenience of being close to the beach while enjoying the privacy, security , and residential feel of a gated community. Unit 1217 offers the space, amenities, and location to enjoy the best of the Panama City Beach lifestyle without the constant turnover of short-term rentals. Some furnishings are negotiable. Schedule your showing today!

Highlights

Listed by Nathan R Lawrence , 850-250-3701 Legacy Premier Agency LLC , 850-250-3701. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

27 - Bay County

Neighborhood

Island Reserve

Listing ID

1010964

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Tray/Cofferd, Kitchen Island, Lighting Track, Washer/Dryer Hookup

Exterior Features

Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,934
Taxes
$176
HOA
$0

Home Price

$350,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,933.70 $175.58 $0.00 $2,109.28
Yearly $23,204.40 $2,106.95 $0.00 $25,311.35
Total $696,131.85 $63,208.50 $0.00 $759,340.35

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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