Tucked away on the growing west end of Panama City Beach, just minutes from the sugar-white sands of the Gulf and ideally positioned near 30A and Inlet Beach, This 3 bed 2 bath with office or bunk room charming coastal cottage offers the perfect blend of lifestyle, location and investment potential. Situated on a spacious .22-acre lot in a quiet, golf cart-friendly neighborhood, this property delivers a relaxed coastal vibe while keeping you close to the area's best dining, shopping, and entertainment. 3bed 2 bath with office or bunk room. Inside, the home features an open, functional layout filled with abundant natural light, creating the perfect canvas for a beautifully designed coastal retreat. Recent updates include new flooring, a new HVAC system, and a refreshed primary bathroom with double vanity and granite countertops, adding both comfort and value. Step outside to an expansive deck ideal for entertaining, relaxing, and enjoying the Gulf breeze. A new concrete driveway adds convenience and curb appeal, while a nearby boat dock--less than 10 minutes away--enhances the coastal lifestyle. With no HOA and no rental restrictions, this property offers exceptional flexibility and strong long-term rental potential. Whether you're looking for a primary residence, second home, or income-producing investment, the possibilities here are endless. There is also ample opportunity to expand, enhance, or reimagine the property to maximize its full potential. Opportunities like this--just blocks from the Gulf and minutes to 30A--are becoming increasingly rare, especially at this price point. Don't miss your chance to secure a slice of the beach lifestyle with built-in upside.