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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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76 Gulf View Dr , Panama City Beach, FL 32413
$699,000
Est. Payment: $3,545.20/mo
3 Bed
2 Bath
1568 Sqft
Status: active | Days on site: 143
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Half-block to the Gulf--sunset views, strong rental appeal, and the beach lifestyle buyers are searching for. Prime west-end location in Panama City Beach just half a block from the sugar-white sand and emerald waters of the Gulf of Mexico--exactly what vacation home buyers and rental guests are looking for. This charming two-story beach home offers the ideal setup for a second home or income-producing vacation rental. The bright open living and kitchen layout is filled with natural light and features granite countertops and stainless-steel appliances, creating a welcoming gathering space after a day at the beach. A large balcony off the living area provides the perfect spot to relax with evening breezes and enjoy beautiful sunset views. Upstairs includes two bedrooms and one full bath, while the oversized first-floor primary suite offers added privacy with a sliding glass door to the patio and its own mini kitchen--a flexible layout ideal for guests or rental versatility. Recent and practical upgrades include two AC units, hurricane shutters, new LVP flooring, updated kitchen, and a metal roof installed in 2018 offering durability and peace of mind, AND a game room space in the garage to include pool table, and hoops basket ball game. Located minutes from shopping, dining, and entertainment at Pier Park and just a short drive to the iconic communities along Florida State Road 30A! 250 step walk to the beach, listen to the rhythm of the waves from your balcony, and enjoy the kind of location that keeps vacation renters coming back year after year. (Buyer to verify dimensions and information deemed important )

Highlights

Listed by Lynn Wardlaw , 404-867-4332 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

Year Built

1996

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Inlet Beach Heights

Listing ID

786899

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop
Other:
  • Additional:Main Level Primary, Sitting Area in Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:50 x 110
Principal Interest
$3,545
Taxes
$649

Home Price

$699,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,545.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,545.20 $648.92 $0.00 $4,194.11
Yearly $42,542.35 $7,787.00 $0.00 $50,329.35
Total $1,276,270.60 $233,610.00 $0.00 $1,509,880.60

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS