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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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44 Gulf View Dr , Panama City Beach, FL 32413
$898,000
Est. Payment: $4,554.49/mo
3 Bed
2 Bath
1884 Sqft
Status: active | Days on site: 307
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Just 95 steps from the sand, this freshly reimagined coastal retreat exudes charm, sophistication, and timeless appeal. No detail was overlooked in the recent renovation of this 3-bedroom, 2-bath home, thoughtfully designed with the primary suite conveniently located on the main level. The open-concept living area features a cozy fireplace and flows seamlessly into a beautifully appointed kitchen, complete with new appliances, designer backsplash, and stone countertops. A stylish dining area enhances the layout, ideal for everyday living or hosting guests. Step outside to the true showstopper—a spacious, covered porch that lives like an extension of the home and opens to a private, lushly landscaped backyard oasis. Upstairs, two additional bedrooms, a full bath, and a charming balcony offer the perfect perch for morning coffee or sunset views. Blending coastal elegance with effortless livability, this classic beach cottage is your refined escape by the Gulf.

Highlights

Listed by Will Palmer , 850-687-9988 Better Homes and Gardens Coast Properties , 850-687-9988. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

Year Built

1999

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Inlet Beach Heights

Listing ID

776789

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:50x110
Zoning:Resid Single Family
Others:
  • Additional:Porch
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$4,554
Taxes
$689

Home Price

$898,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$179,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,554.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,554.49 $688.92 $0.00 $5,243.40
Yearly $54,653.84 $8,267.00 $0.00 $62,920.84
Total $1,639,615.16 $248,010.00 $0.00 $1,887,625.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS