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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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423 Sea Breeze Dr , Panama City Beach, FL 32413
$559,000
Est. Payment: $2,834.85/mo
4 Bed
3 Bath
1908 Sqft
Status: active | Days on site: 259
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Located on the highly desirable west end of Panama City Beach near scenic 30A, this 4BR/2.5BA home offers 1,908 sq. ft. in one of the area's most sought-after rental and second-home corridors. Buyers in this market consistently value walkability to the beach, private outdoor living space, and no HOA restrictions--and this property delivers. Just five blocks to public beach access and situated in unincorporated PCB, the home provides flexibility for short-term rental, second home, or full-time residence. The fenced backyard is designed for relaxation and entertaining, featuring a private dipping pool (perfect for cooling off after beach days), park-style charcoal grill, fire pit area, and storage shed for beach gear and bikes. The neighborhood also offers direct access to Lake Powell with a boat ramp for boating, kayaking, and paddleboarding. Only 7 miles from Pier Park, you're close to dining, shopping, and entertainment while enjoying the quieter west end setting. Offered unfurnished, allowing buyers to customize or furnish to maximize rental​​‌​​​​‌​​‌‌​‌‌​​​‌‌​​‌‌​‌​​​‌​‌ appeal.

Highlights

Listed by Camilo De La Cruz Perez , 833-700-2782 Home Sold Realty LLC , 833-700-2782. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.1

Year Built

2017

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Inlet Beach Heights

Listing ID

778946

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Humidity Control
Fireplaces:
Other:
  • Additional:Interior Steps, Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:57x104
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Barbecue, Patio
Parking Features:Additional Parking,No Garage,Paved
Principal Interest
$2,835
Taxes
$488

Home Price

$559,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$111,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,834.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,834.85 $487.83 $0.00 $3,322.68
Yearly $34,018.18 $5,854.00 $0.00 $39,872.18
Total $1,020,545.30 $175,620.00 $0.00 $1,196,165.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS