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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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322 Sea Breeze Dr , Panama City Beach, FL 32413
$1,550,000
Est. Payment: $7,860.49/mo
4 Bed
4 Bath
2566 Sqft
Status: active | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your turnkey coastal haven at 322 Sea Breeze Drive, a stunning Rosemary Beach-inspired retreat nestled in the rapidly emerging west end of Panama City Beach, just moments from beach access. Whether you're seeking a premier short-term rental investment or your ultimate dream vacation escape, this property delivers on every level. Currently enrolled in a rental program with $47k already on the books and projected to generate nearly $80k this year, the income potential here is truly impressive. Step outside into your own private oasis, where an oversized veranda, fully equipped outdoor kitchen, and resort-style saltwater pool with waterfall feature and sun ledge create the ultimate setting for entertaining and unwinding. A whole-home generator ensures true peace of mind year-round. Inside, the designer finishes are nothing short of extraordinary. The light-filled living room showcases a dramatic coffered ceiling and sleek linear electric fireplace, while the chef's kitchen dazzles with quartz countertops, custom cabinetry, an apron sink, a striking accent island, designer lighting, and a bold statement backsplash. A floating staircase with cable railings adds breathtaking architectural flair from the moment you arrive. The thoughtfully designed split floor plan offers two primary suites, one on the main level and one upstairs, providing privacy and comfort for every guest. The upper level also features a welcoming loft, a fun bunk bedroom with full-size bunks, and an additional guest room with a queen bed, all sharing a convenient Jack-and-Jill bath. Just off the loft, a charming shaded porch with shutters offers the perfect nook to curl up with a book or decompress after a sun-filled day at the beach. Modern craftsmanship, coastal allure, and effortless luxury, all in one address.

Highlights

Listed by Jessica Shuflitowski , 850-624-5560 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Inlet Beach Heights

Listing ID

791430

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:Electric
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:50.0 ft x 105.0 ft
Roof:Metal
Others:
  • Additional:Outdoor Kitchen, Porch
Sewer:Public Sewer
Principal Interest
$7,860
Taxes
$1,046

Home Price

$1,550,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$310,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,860.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,860.49 $1,046.24 $0.00 $8,906.73
Yearly $94,325.89 $12,554.85 $0.00 $106,880.74
Total $2,829,776.78 $376,645.50 $0.00 $3,206,422.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS