*$4500 LENDER CREDIT OFFERED! Inquire for more details!* Welcome to 216 Palm Beach Dr., a beautifully updated coastal cottage-style home ideally located on the highly sought-after west end of Panama City Beach. Offering the perfect blend of charm, flexibility, and investment potential, this property features no HOA and allows for short-term rentals, making it an exceptional opportunity for a primary residence, second home, or income-producing retreat. Embrace the coastal lifestyle with beach access #95 just a short 2-minute walk away, providing effortless access to the sugar-white sands and emerald Gulf waters. Outdoor enthusiasts will appreciate being only a 4-minute drive to Lake Powell's public boat launch and Camp Helen State Park, known for its rare coastal dune lake, scenic beauty, and nature trails. From the moment you arrive, the home's crisp exterior, inviting covered front porch, and relaxed beachside appeal set the tone for easy living. Inside, the layout offers a bright and welcoming atmosphere with an open feel, ideal for both everyday living and hosting guests. The spacious homesite provides plenty of room to enjoy the outdoors, entertain, or simply unwind in your own private setting. Convenience is key, with shopping, dining, and entertainment just minutes away, including a nearby center anchored by Publix, along with all the charm and attractions of 30A. This home has undergone extensive recent improvements, offering peace of mind and long-term value, including: Foundation piers installed (2024, warranted) New metal roof (2024, warranted) New HVAC system (2025, warranted) New gutters with gutter guards (2026, warranted) Refinished tubs with new valves and faucets (2026) Fresh exterior paint (2026) With major systems already upgraded and a prime location just steps from the beach, 216 Palm Beach Dr is a rare find that truly checks all the boxes. Whether you're seeking a personal coastal escape or a high-performing rental investment, this property delivers both lifestyle and opportunity.