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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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213 Pinetree Dr , Panama City Beach, FL 32413
$1,099,000
Est. Payment: $5,573.92/mo
3 Bed
3 Bath
2003 Sqft
Status: active | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 213 Pinetree Drive, a fully furnished contemporary beach retreat completed in 2021 and thoughtfully designed for coastal living. Located just a short walk from the sugar-white sands of Panama City Beach, this exceptional home offers the perfect blend of modern comfort, outdoor entertaining, and investment potential. Designed to embrace the Florida lifestyle, the property features multiple outdoor living spaces, including covered porches, spacious decks, a screened lanai, and a private pool surrounded by a stone-paver terrace and sun deck. A rooftop observation deck provides the perfect place to relax, enjoy Gulf breezes, and take in glimpses of the water. Inside, light-filled living spaces create a welcoming atmosphere throughout. The main living area features hardwood flooring, comfortable seating, a striking media wall, built-in bookshelves, and a cozy fireplace framed by clerestory windows. The open-concept layout flows seamlessly into the dining area and beautifully appointed kitchen, where quartz countertops, a large center island, stainless steel appliances, abundant cabinetry, and a pantry offer both style and functionality. The thoughtfully designed floor plan includes a spacious guest bedroom and full bath on the first floor, providing convenience and privacy for guests or multigenerational living. Upstairs, you'll find two additional bedrooms, including the luxurious primary suite, which features private balcony access and a beautifully appointed ensuite bath complete with sleek finishes, shower, dual vanities, a freestanding soaking tub and a large walk-in closet. The additional upstairs bedroom offers comfortable accommodations for family and guests, while the home's well-designed bathrooms blend modern elegance with everyday functionality. Additional outdoor living space on the second-floor deck connects to the rooftop observation deck, creating multiple areas to gather, entertain, or unwind while enjoying the coastal breeze. Every inch of the home has been carefully utilized, including a dedicated laundry room and a convenient office nook tucked beneath the staircase. The attached garage offers ample storage for beach gear, bicycles, and pool accessories, while the driveway provides additional parking. Modern conveniences include LED lighting throughout and a Tesla fast charger. Whether you're searching for a primary residence, second home, or income-producing vacation rental, this turnkey property offers an outstanding opportunity to enjoy the best of Panama City Beach living just moments from the Gulf.

Highlights

Listed by Ginger L Lindsey , 850-819-6716 and Cyndi Wilkinson , 850-814-4323 Rosemary Beach Realty LLC , 850-278-2000. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

Year Built

2021

County

Bay

Area

27 - Bay County

Neighborhood

Inlet Beach Heights

Listing ID

1004952

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Hardwood,Floor Tile
Other:
  • Additional:Breakfast Bar, Built-In Bookcases, Fireplace, Kitchen Island, Lighting Recessed, Newly Painted, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Interior,Within 1/2 Mile to Water
Lot Dimensions:50x107
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Fenced Back Yard, Deck Covered, Deck Open, Patio Covered, Patio Open, Porch Open, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$5,574
Taxes
$910

Home Price

$1,099,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,573.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,573.92 $910.10 $0.00 $6,484.02
Yearly $66,887.05 $10,921.19 $0.00 $77,808.24
Total $2,006,611.43 $327,635.70 $0.00 $2,334,247.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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