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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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120 Palm Beach Drive C , Panama City Beach, FL 32413
$415,000
Est. Payment: $2,104.80/mo
2 Bed
2 Bath
1152 Sqft
Status: active | Days on site: 308
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Beautifully updated beach townhome just steps from the world's most beautiful beaches of Panama City Beach! Nestled on the highly sought-after West End, this home offers the perfect balance of peace and convenience—only 2-3 miles from popular 30A, approx. 5 miles to shopping and dining at Pier Park, and just a short stroll to the white sandy shoreline. Inside, you'll find 2 spacious bedrooms upstairs with a Jack-and-Jill bath, plus a convenient half bath downstairs. An enclosed outdoor shower provides the perfect 2nd shower option after a day at the beach. Notable updates include: All windows replaced (~8 years ago) New Hardiplank flooring (~5 years ago) Balcony/porch replaced (~4 years ago) Brand new HVAC system Exterior planks replaced (2021) Fresh exterior paint (2022) Roof (approx. 8 years) Whether you're searching for a primary residence, a second home, or an investment property, this beach retreat offers a prime location, thoughtful updates, and the relaxed coastal lifestyle you've been waiting for!
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Highlights

Listed by Amy Brown , 334-797-5180 Beachy Beach Real Estate , 850-231-3060. Bay County Association of REALTORS

Property Type

Condo/Townhome
Lot/Acreage
0.04

Year Built

1983

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Inlet Beach Heights

Listing ID

779730

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • ▪ Additional:Balcony, Interior Steps, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:u/k
Zoning:Resid Single Family
Roof:Asphalt
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$2,105
Taxes
$189

Home Price

$415,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,104.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,104.80 $189.33 $0.00 $2,294.14
Yearly $25,257.62 $2,272.00 $0.00 $27,529.62
Total $757,728.61 $68,160.00 $0.00 $825,888.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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