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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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505 Beth St , Panama City Beach, FL 32407
$350,000
Est. Payment: $1,775.13/mo
3 Bed
2 Bath
960 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

In the heart of Panama City Beach, 505 Beth Street offers a rare blend of residential privacy, coastal proximity, and everyday convenience. Set within a non-short-term-rental neighborhood just moments from the Gulf, this single-level home delivers the ease of beachside living without sacrificing the comfort and stability of an established community. The interiors are bright, composed, and thoughtfully updated, with an open living and dining area, a well-appointed kitchen, three bedrooms, and two baths. Clean finishes, soft natural light, and a functional floor plan create a home that feels both comfortable and elevated, equally suited for a primary residence, second home, or long-term coastal hold. The oversized backyard expands the living experience outdoors, offering generous space for entertaining, a pool, garden, play area, or private outdoor retreat. A covered patio, outdoor shower, and storage shed add practical features that support life near the beach. The location is central to the appeal. From this address, the beach, shopping, dining, parks, attractions, and daily conveniences are all within easy reach. The home is also conveniently located near area schools, including nearby Hutchison Beach Elementary. For those connected to Northwest Florida's military community, Naval Support Activity Panama City and Tyndall Air Force Base are accessible by car. With its residential setting, generous lot, Gulf proximity, and central Panama City Beach location, 505 Beth Street stands out as a compelling opportunity for buyers seeking space, convenience, and a true coastal lifestyle. Schedule your private showing and experience the setting, scale, and potential of this Panama City Beach home firsthand. Measurements are estimates. All information is believed to be accurate but should be verified by the buyer if important. Reach out today to schedule your private showing for this opportunity in a strongly desirable price point and location.

Highlights

Listed by Clay Owens , 850-890-9195 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1979

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Hutchison's 2nd To Bahama Bch

Listing ID

791628

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:60.0 ft x 120.0 ft
Others:
  • Additional:Outdoor Shower
Sewer:Public Sewer
Principal Interest
$1,775
Taxes
$228

Home Price

$350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,775.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,775.13 $228.33 $0.00 $2,003.46
Yearly $21,301.61 $2,739.92 $0.00 $24,041.53
Total $639,048.23 $82,197.60 $0.00 $721,245.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS