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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17462 Front Beach Road 2b6 , Panama City Beach, FL 32413
$350,000
Est. Payment: $1,775.13/mo
3 Bed
3 Bath
1280 Sqft
Status: active | Days on site: 114
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This Horizon South unit offers a unique ownership opportunity: it is not part of the HOA, giving you the freedom to update and renovate the unit to your personal taste without architectural restrictions or approval processes. A monthly fee of $385 provides full access to the community amenities, with water and cable included -- a convenient bundle that simplifies your monthly expenses. Fee-simple townhome ownership offering greater flexibility than a traditional condominium while maintaining access to Horizon South amenities through a separate community/recreation assessment. As the owner, you are responsible for the unit's maintenance and overall insurance costs, offering both the flexibility and accountability of true ownership. This setup is ideal for buyers who want the lifestyle and amenities of Horizon South while maintaining full creative control over their property. Raise your hand if you're ready to own a slice of Panama City Beach paradise! This thoughtfully updated 3-bedroom, 2.5-bath townhome at 17462 Front Beach Road #2B6 delivers the rare trifecta beach buyers dream about: a coveted West End PCB location and vacation rental potential with bookings already on the calendar. Step inside a move-in-ready coastal retreat. Recent upgrades include fresh LVP flooring throughout, new ceiling fans, a newer washer/dryer, smart TVs, and a sliding glass door off the primary suite. Two new doors and windows downstairs add efficiency and curb appeal, and the HVAC system is only two years young -- meaning the big-ticket items are already handled. With three generously sized bedrooms and 2.5 baths, there's plenty of room for family, friends, and rental guests to spread out comfortably. Location is where this unit truly shines. Unit 2B6 sits at the front end of the Horizon South complex in Building #2 -- just inside the main Front Beach Road entrance -- giving you the shortest, easiest walk to everything. Horizon South offers deeded private beach access directly across Front Beach Road from the complex gate, so reaching the sugar-white sand and emerald Gulf waters is a matter of minutes, not miles. Covered parking right outside your door makes hauling coolers, chairs, and groceries effortless. Golf cart enthusiasts take note: as an owner at Horizon South, you're permitted to register your own golf cart on-property (decal required from Property Management, with up to two combined parking spaces per unit for vehicles and carts). There's even a dedicated long-term golf cart parking and charging area by the basketball courts -- a serious lifestyle perk in one of Florida's most golf-cart-friendly beach towns. Beyond your doorstep, Horizon South is the amenity package that keeps families coming back year after year. Residents and guests enjoy four community pools (one heated in winter), a hot tub, fitness center, tennis and basketball courts, shuffleboard, pool tables in the clubhouse, and an 18-hole putt-putt course -- resort-style fun without resort-style fees. With short-term rentals allowed, this property works equally well as a primary home, second-home getaway, or turn-key income producer. Rental history is available upon request.

Highlights

Listed by Nathan Lawrence , 850-783-2302 and Tyler S Smith , 850-818-9004 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Horizon South Townhouses

Listing ID

788882

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Smart Thermostat, Tub Shower, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Composition,Shingle
Others:
  • Additional:Deck
Sewer:Public Sewer
Parking Features:Additional Parking,Paved
Principal Interest
$1,775
Taxes
$333

Home Price

$350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,775.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,775.13 $333.33 $0.00 $2,108.47
Yearly $21,301.61 $4,000.00 $0.00 $25,301.61
Total $639,048.23 $120,000.00 $0.00 $759,048.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS