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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17462 Front Beach Road 42h , Panama City Beach, FL 32413
$200,000
Est. Payment: $1,014.36/mo
1 Bed
1 Bath
608 Sqft
Status: active with contingency | Days on site: 343
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS POSITIONED CLOSE TO BEACH ACCESS. LOCATION YOU WANT. COMFORT YOU'LL TREASURE. Discover Horizon South Unit 42H in Panama City Beach, Florida, a well-kept second-floor condo in a gated, golf cart-friendly community with direct beach access nearby. Even better news for buyers: HOA dues have been reduced from $600 to $505 per month following the completion of a major HOA-funded underground water system renovation, with all related assessments paid in full. Big-ticket work done. Dues down. That's a win. This 1-bedroom, 1-bath condo with hallway bunks enjoys a prime interior location close to the pools, mailbox, and trash area, while still offering privacy and pleasant pool views. The current owners do not rent the unit, use it strictly for personal enjoyment, and it shows in the condition. Interior features include vinyl flooring in the living areas, tile in the bathroom, an updated bathroom, upgraded interior doors, flat-screen TVs, fresh and well-kept interiors throughout, plus a stackable washer and dryer in the unit. Parking is conveniently located right next to the sidewalk for convenient access, and the condo is offered fully furnished and move-in ready. Horizon South amenities include four pools, one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, shuffleboard, mini golf, newly renovated fitness center and billiards room, event space, on-site laundry, and more. Owners may bring pets, and HOA dues of $505/month cover water, internet, trash, grounds maintenance, building insurance, and security. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. Buyer to verify all information if important.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

505 Monthly

Year Built

1987

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Horizon South IX

Listing ID

777675

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:0
Zoning:Resid Multi-Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$1,014
Taxes
$225
HOA
$505

Home Price

$200,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$40,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,014.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,014.36 $225.17 $505.00 $1,744.53
Yearly $12,172.35 $2,702.00 $6,060.00 $20,934.35
Total $365,170.42 $81,060.00 $181,800.00 $628,030.42

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS