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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17462 Front Beach Road 15c2 , Panama City Beach, FL 32413
$189,000
Est. Payment: $958.57/mo
1 Bed
1 Bath
582 Sqft
Status: active with contingency | Days on site: 50
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Tucked inside Phase I of the gated Horizon South community, this fully furnished 1-bedroom, 1-bath condo puts you in one of the most convenient spots on the west end of Panama City Beach -- close to everything, yet still tucked away enough to feel like a getaway. Just a short walk or golf cart ride to the beach, with quick access to Back Beach Road for easy navigation around town. The condo has been well maintained and is completely move-in ready, while still leaving plenty of room for colorful upgrades, custom design touches, or future value-add potential. Bright layout, spacious bedroom, private patio, and easy coastal living without the pressure of taking on a full renovation project. Horizon South is known for its resort-style setup with private beach access, multiple pools (4), hot tub, fitness center, mini golf, tennis, pickleball and basketball courts, shuffleboard, playground, and gated entry. HOA fees cover cable, water, sewer, trash, and pest control. Brand new fence will be installed by the end of June! Only minutes from Pier Park, about 8 miles from Rosemary Beach, and approximately 14 miles from Northwest Florida Beaches International Airport -- making this a strong option for a personal beach place, second home, or short-term rental investment.

Highlights

Listed by Ekaterina I Tomlinson , 850-238-6225 Top Producers Real Estate Group , 850-236-9113. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

502 Monthly

Year Built

1983

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Horizon South I

Listing ID

790098

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Others:
  • Additional:Patio
Parking Features:Gated,No Garage
Principal Interest
$959
Taxes
$181
HOA
$502

Home Price

$189,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$37,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$958.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $958.57 $181.08 $502.00 $1,641.66
Yearly $11,502.87 $2,173.00 $6,024.00 $19,699.87
Total $345,086.04 $65,190.00 $180,720.00 $590,996.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS