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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4112 Holiday Dr , Panama City Beach, FL 32408
$599,000
Est. Payment: $3,038.01/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

RARE DEVELOPMENT OPPORTUNITY JUST STEPS FROM THE BEACH! This approximately 7,405-square-foot, 50' x 150' lot in the highly desirable Holiday Beach area offers an exceptional opportunity to build in one of Panama City Beach's most sought-after coastal locations. The property is located in Holiday Beach Unit 9 and is zoned SR-2. The lot is high and dry and located in Flood Zone X, providing an attractive starting point for future development. Public water and sewer are available, and the property fronts a paved county-maintained road. There is no HOA associated with the property and this lot presents an excellent opportunity for develop of high-income vacation rental or a multi-unit investment. Enjoy an outstanding beachside location with the Gulf of Mexico and the beautiful white-sand beaches of Panama City Beach just steps away. The surrounding area offers convenient access to restaurants, entertainment, shopping, boating, nightlife and other popular Panama City Beach attractions. Don't miss this incredible opportunity here on World's Most Beautiful Beach!

Highlights

Listed by Kelli Sims , 850-294-8379 Sims Resort Realty, Inc , 850-238-8360. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.17

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 9

Listing ID

793892

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 150.0 ft
Zoning:Resid Multi-Family, Resid Single Family, Resort
Principal Interest
$3,038
Taxes
$214

Home Price

$599,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,038.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,038.01 $213.64 $0.00 $3,251.65
Yearly $36,456.18 $2,563.62 $0.00 $39,019.80
Total $1,093,685.39 $76,908.60 $0.00 $1,170,593.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS