**Panama City Beach Home for Sale Near the Beach, St. Andrews State Park & Boat Ramps -- No HOA!** Welcome to 6222 Pinetree Avenue, a 3-bedroom, 2.5-bath home in Panama City Beach, Florida, offering the coastal lifestyle buyers are looking for with NO HOA. Built in 2018, this well-designed split-floor-plan home features a durable metal roof, PAID-OFF solar panels, Hardie board siding, LeafGuard gutters and several fruit-bearing trees. Inside, the open-concept floor plan creates an easy flow between the living, dining and kitchen areas, with tile flooring throughout the main living space. The private primary suite features a spacious walk-in closet and en-suite bathroom with a double vanity and walk-in tub. Two additional bedrooms are located separately, providing privacy and flexibility for family, guests, a home office or a vacation retreat. Located in Panama City Beach near St. Andrews State Park, public beach accesses, boat ramps, restaurants, shopping and entertainment, this home puts you close to the Gulf and some of the area's most popular outdoor recreation. Whether you're searching for a primary residence, second home or Panama City Beach property with no HOA, 6222 Pinetree Avenue offers a combination of location, energy-efficient features and low-maintenance exterior upgrades. Enjoy easy access to boating, fishing, beaches, dining and everything that makes Panama City Beach living so desirable. Contact your agent to schedule a private showing today. All sizes and measurements are approximate; buyer to verify all information deemed important.