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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3917 Sabine St , Panama City Beach, FL 32408
$579,000
Est. Payment: $3,198.89/mo
3 Bed
3 Bath
1764 Sqft
0.16 Acres
Status: Active | Days on site: 9
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DWADE - B11724
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 3917 Sabine Street, a well-maintained 2018-built home offering the perfect combination of coastal living, boating access, and investment potential--with no HOA! Located approximately a 5 walk from the beach and only a 1/4 mile from the nearest boat launch on the beautiful Grand Lagoon! This home features a renovated Jack-and-Jill bathroom completed in 2025, including improved handicap accessibility and a spacious walk-in shower. The kitchen is equipped with Frigidaire Gallery appliances, granite counter tops and a spacious pantry. The open kitchen/living area is perfect for entertaining friends and family! Just off the kitchen you will pass the laundry room on the way to your 2 car garage! One of my favorite rooms in this home is the primary suite. The primary bath boasts 2 separate vanities, a great soaker tub and a separate walk-in shower. This home has so many upgrades such as the main livings areas offer plank tile for a wood floor look and carpet in all bedrooms. The electric water heater was upgraded to a Rheem Performance tankless system offering on demand hot water anytime! The outdoor living areas are a real treat with an approximately 18-by-20-foot screened back patio and a welcoming front porch, both finished in 2025 with durable Deese Elite concrete floor covering. The backyard offers an expansive approximately 13-by-38-foot paver area with plenty of room for dining, and entertaining. A 10-by-16-foot storage building with Hardie board siding and a metal roof provides additional storage space. Hurricane shutters were added to nearly all windows in approximately 2024, excluding those protected by the screened enclosure. All wall mounted TV's will remain with the home and the swimming pool may also be negotiated separately. This property would make an excellent primary residence, vacation home, or short-term rental investment. Conveniently located near St. Andrews State Park, the Naval base, beaches, boating, dining, and entertainment, this Grand Lagoon-area property has it all! Don't miss out, call me or your favorite agent today!

Highlights

Listed by Kristina L Walton , 850-899-4008 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

2018

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 7

Listing ID

794720

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s), Double Vanity, Handicap Access, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Instant Hot Water

Exterior Features

Lot Dimensions:50.0 ft x 140.0 ft
Zoning:County
Roof:Metal
Others:
  • ▪ Additional:Patio, Porch
Sewer:Public Sewer
Principal Interest
$3,199
Taxes
$311

Home Price

$579,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$115,800
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Monthly Price:
$3,198.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,198.89 $311.01 $0.00 $3,509.90
Yearly $38,386.70 $3,732.07 $0.00 $42,118.77
Total $1,151,600.98 $111,962.10 $0.00 $1,263,563.08

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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