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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7304 S Lagoon Dr , Panama City Beach, FL 32408
$685,000
Est. Payment: $3,784.53/mo
0.14 Acres
Status: Active Under Contract | Days on site: 55
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BCSR - B3114,B6857
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' BRING YOUR BOAT! ** Lagoon-Front Lot in Holiday Beach - Gulf of America Access in Minutes! ** (PLUS THE HOUSE NEXT DOOR IS LISTED AT $985K 3-BR 2.5 BA. HUGE COVERED DOCK) COMBINE THE TWO FOR $1,660,000. NO HOA Fees! **(recent lot sale 7204 S. Lagoon $699k in April 27, 2026) Rare opportunity to own a **50' x 130' lagoon-front lot** in the sought-after **Holiday Beach** community, just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Whether you're building a primary residence, a second home, or an investment property, this lagoon-front lot combines coastal and boating convenience in one of Panama City Beach's most desirable areas.
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Highlights

Listed by Butch Metcalf , 850-319-6324 CitiStar Realty , 850-230-5060. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.14

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Holiday Beach Unit 15

Listing ID

793039

Questions about this listing?

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 130.0 ft
Zoning:Resid Single Family
Principal Interest
$3,785
Taxes
$348

Home Price

$685,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$137,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,784.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,784.53 $347.88 $0.00 $4,132.41
Yearly $45,414.32 $4,174.55 $0.00 $49,588.87
Total $1,362,429.48 $125,236.50 $0.00 $1,487,665.98

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS