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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7013 S Lagoon Dr , Panama City Beach, FL 32408
$599,999
Est. Payment: $3,043.08/mo
4 Bed
4 Bath
2043 Sqft
Status: active | Days on site: 51
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

JUST REDUCED!! Coastal Living. Lagoon Adventures. Endless Possibilities. Now offered at a newly reduced price, this is one of the best opportunities to own a spacious home near the Lagoon! Whether you're searching for the perfect family beach retreat, a relaxing second home, or an exceptional investment opportunity, this versatile coastal property delivers. Offering 2,043 square feet, this thoughtfully designed home features 4 bedrooms, 4 bathrooms, two spacious living areas, and two inviting porches with peek-a-boo Lagoon views--the perfect setting for morning coffee, afternoon breezes, or unwinding after a day on the water. Bring your boat, RV, golf cart, kayaks, and all your beach toys! The 1.5-car garage plus an oversized bonus storage stall provides the extra space every coastal lifestyle deserves. Perfectly located just a short walk to the beach and minutes from three public boat launches, this home makes it easy to enjoy boating, fishing, paddleboarding, and everything the Lagoon has to offer. You'll also appreciate being close to St. Andrews State Park, shopping, local restaurants, entertainment, and the very best of Panama City Beach. Situated on a large corner lot with abundant parking and a private fenced backyard retreat, this property offers the flexibility, storage, and outdoor space that's becoming increasingly difficult to find. With a recent price improvement, there's never been a better time to make your move. Whether you're looking for a primary residence, vacation getaway, or income-producing investment, this home offers incredible value in an unbeatable location.

Highlights

Listed by Trina L Causley , 334-403-2705 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Year Built

1993

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 13

Listing ID

790887

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Ductless,Multi Units
Fireplaces:
Other:
  • Additional:Shower Only, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:63'x138'
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Outdoor Shower
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$3,043
Taxes
$366

Home Price

$599,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,043.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,043.08 $365.58 $0.00 $3,408.67
Yearly $36,516.98 $4,387.00 $0.00 $40,903.98
Total $1,095,509.42 $131,610.00 $0.00 $1,227,119.42

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS