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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4025 Venus St , Panama City Beach, FL 32408
$430,000
Est. Payment: $2,375.69/mo
2 Bed
1 Bath
725 Sqft
0.13 Acres
Status: Active Under Contract | Days on site: 148
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LPA - B11443,B11443
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Charming coastal cottage just two blocks from beach access! This 2 bedroom 1 bath home offers the perfect blend of relaxation and investment potential. Situated on a spacious lot that extends to the right corner, the property provides ample room for expansion, boat/jet ski parking, or the addition of a private pool. Designed for outdoor living and entertaining, you'll love the private volleyball court and thoughtfully designed outdoor space featuring generous seating, a cooking area, and a pull down projector screen that's perfect for movie nights. This property is equipped with solar panels, with the loan to be fully paid off by the seller at closing with a full price offer, offering added value and energy efficiency. Currently operating as a successful vacation rental, this property boasts over $64,000 in rental income for 2025. Brand new flooring and living room furniture was put in this month. Whether you're looking for a personal beach getaway, an income producing investment, or both, this property delivers endless possibilities in an unbeatable location.

Highlights

Listed by Lexi L Hinson , 229-456-0178 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

Year Built

1971

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 13

Listing ID

787439

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl

Exterior Features

Lot:Paved
Lot Dimensions:50 x 115
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio
Principal Interest
$2,376
Taxes
$258

Home Price

$430,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,375.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,375.69 $257.58 $0.00 $2,633.27
Yearly $28,508.26 $3,091.00 $0.00 $31,599.26
Total $855,247.70 $92,730.00 $0.00 $947,977.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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