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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7018 S Lagoon Dr , Panama City Beach, FL 32408
$999,900
Est. Payment: $5,524.30/mo
2 Bed
2 Bath
1537 Sqft
Status: Active | Days on site: 9
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Harrison Lilly Team
Owner/Operator

House Description

Set directly on Grand Lagoon, this thoughtfully maintained three-bedroom, two-bath residence offers 1,537 square feet of waterfront living with sweeping views and direct boating access to St. Andrew Bay and the Gulf of Mexico. Designed to make the most of its setting, the open-concept interior is filled with natural light and oriented toward the water, creating a seamless connection between the living spaces and the lagoon beyond. Outdoor living is central to the property. Trex decking extends to a covered dock with a boat lift, while three nearby boat launches add convenience for days on the water. A heated and cooled pool provides year-round enjoyment, complemented by a paver driveway and low-maintenance Bahama rock landscaping. Located just minutes from the beach, the residence is equally suited as a primary home, coastal retreat or short-term rental investment. Furnishings are negotiable, offering the opportunity for a streamlined transition into the waterfront lifestyle. With a private pool, protected dockage and convenient access to both the bay and Gulf, this Grand Lagoon residence presents an uncommon combination of comfort, recreation and location. All information and measurements are deemed reliable but are not guaranteed. Buyers should independently verify all details.

Highlights

Listed by Marc A Miller , 850-890-3432 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2014

County

Bay

Area

27 - Bay County

Neighborhood

Holiday Beach Unit 11

Listing ID

1011982

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Ceiling Fans,Central Air
Fireplaces:

Exterior Features

Lot Dimensions:52 x 142
Zoning:Resid Single Family
Sewer:Septic Tank
Parking Features:Garage,Boat,Golf Cart Enclosed
Principal Interest
$5,524
Taxes
$637

Home Price

$999,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,524.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,524.30 $637.44 $0.00 $6,161.74
Yearly $66,291.64 $7,649.24 $0.00 $73,940.88
Total $1,988,749.25 $229,477.05 $0.00 $2,218,226.30

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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