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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7018 S Lagoon Dr , Panama City Beach, FL 32408
$999,900
Est. Payment: $5,524.30/mo
2 Bed
2 Bath
1537 Sqft
0.17 Acres
Status: Active | Days on site: 9
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BSRC - B10784
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Harrison Lilly Team
Owner/Operator

House Description

Set directly on Grand Lagoon, this thoughtfully maintained three-bedroom, two-bath residence offers 1,537 square feet of waterfront living with sweeping views and direct boating access to St. Andrew Bay and the Gulf of Mexico. Designed to make the most of its setting, the open-concept interior is filled with natural light and oriented toward the water, creating a seamless connection between the living spaces and the lagoon beyond. Outdoor living is central to the property. Trex decking extends to a covered dock with a boat lift, while three nearby boat launches add convenience for days on the water. A heated and cooled pool provides year-round enjoyment, complemented by a paver driveway and low-maintenance Bahama rock landscaping. Located just minutes from the beach, the residence is equally suited as a primary home, coastal retreat or short-term rental investment. Furnishings are negotiable, offering the opportunity for a streamlined transition into the waterfront lifestyle. With a private pool, protected dockage and convenient access to both the bay and Gulf, this Grand Lagoon residence presents an uncommon combination of comfort, recreation and location. All information and measurements are deemed reliable but are not guaranteed. Buyers should independently verify all details.

Highlights

Listed by Marc A Miller , 850-890-3432 Scenic Sotheby's International Realty , 850-231-6052. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2014

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 11

Listing ID

795396

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:52.0 ft x 142.0 ft
Roof:Composition,Shingle
Others:
  • ▪ Additional:Boat Lift, Boat Slip, Dock, Patio
Principal Interest
$5,524
Taxes
$607

Home Price

$999,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,524.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,524.30 $606.91 $0.00 $6,131.21
Yearly $66,291.64 $7,282.88 $0.00 $73,574.52
Total $1,988,749.25 $218,486.40 $0.00 $2,207,235.65

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS