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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7018 S Lagoon Dr , Panama City Beach, FL 32408
$999,900
Est. Payment: $5,071.30/mo
2 Bed
2 Bath
1537 Sqft
Status: active | Days on site: 168
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover your personal waterfront sanctuary on Grand Lagoon--a rare gem that blends effortless luxury with the serene rhythms of coastal life. This beautifully maintained 3-bedroom, 2-bathroom home offers 1,537 square feet of thoughtfully designed living space and panoramic lagoon views that will take your breath away. Step outside and discover a private paradise designed for both relaxation and recreation. From the paver-lined drive to the low-maintenance Bahama rock landscaping, every detail speaks to ease of ownership. The Trex decking flows seamlessly to a covered dock outfitted with a boat lift, inviting you to launch into St. Andrew Bay or head straight to the Gulf. A heated and cooled pool ensures year-round enjoyment--ideal for cooling off on warm afternoons or enjoying a quiet dip under the stars. Inside, the open-concept layout is bathed in natural light and oriented toward the water, framing postcard-perfect views at every turn. With furnishings negotiable, this turn-key retreat is ready for immediate enjoyment or prime for short-term rental income. Located just moments from the beach and surrounded by three convenient boat launches, it's the ideal home base for boaters, beachgoers, and dreamers alike. Whether you're seeking a permanent residence, a vacation hideaway, or a high-performing investment property, this Grand Lagoon gem checks every box. Waterfront opportunities like this are becoming exceedingly rare--don't miss your chance to own a slice of paradise. Reach out today to schedule your private showing. All information and measurements are deemed reliable however not guaranteed. Buyer should confirm all information.

Highlights

Listed by Marc A Miller , 850-890-3432 Scenic Sotheby's International Realty , 850-231-6052. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2014

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 11

Listing ID

783688

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:52 x 142
Roof:Composition,Shingle
Others:
  • Additional:Boat Lift, Boat Slip, Dock, Patio
Principal Interest
$5,071
Taxes
$607

Home Price

$999,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,071.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,071.30 $606.92 $0.00 $5,678.22
Yearly $60,855.65 $7,283.00 $0.00 $68,138.65
Total $1,825,669.49 $218,490.00 $0.00 $2,044,159.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS