Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

7315 S Lagoon Dr , Panama City Beach, FL 32408
$535,000
Est. Payment: $2,713.42/mo
3 Bed
2 Bath
1296 Sqft
Status: active | Days on site: 99
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

No HOA and short-term rentals permitted! Located just 3 blocks from the beach and directly across from the lagoon, this beautifully furnished 3 bedroom 2 bath home offers the perfect blend of comfort and convenience. The features 2 spacious living areas ideal for relaxing or entertaining. Enjoy outdoor dining and gathers on the large deck, perfect for coast living. A generous storage building provides plenty of space for beach gear, bikes and lawn equipment. This well0maintained home is tastefully decorated and move in ready. The full laundry room, located just off the kitchen, also includes additional storage space for added functionality. Home has a successful rental history.

Highlights

Listed by Elizabeth H Arnold , 850-258-2951 Seashore Realty LLC , 850-235-4444. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1983

County

Bay

Area

27 - Bay County

Neighborhood

Holiday Beach Resort

Listing ID

997508

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Ceiling Vaulted

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:125 x 50 x 125 x 50
Zoning:Resid Single Family
Others:
  • Additional:Deck Open, Patio Open, Fenced Privacy
Sewer:Septic Tank
Parking Features:Carport Attached
Principal Interest
$2,713
Taxes
$341

Home Price

$535,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$107,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,713.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,713.42 $341.06 $0.00 $3,054.48
Yearly $32,561.03 $4,092.75 $0.00 $36,653.78
Total $976,830.86 $122,782.50 $0.00 $1,099,613.36

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

© 2026 Emerald Coast Multiple Listing Services