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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3924 Vicar St , Panama City Beach, FL 32408
$399,900
Est. Payment: $2,209.39/mo
3 Bed
2 Bath
1768 Sqft
0.11 Acres
Status: Active | Days on site: 81
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EHJM - E33820,E99999
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

PRICE REDUCTION!!! This 3 bedroom/2 bath beach bungalow has it all... all the square feet, all the bonus areas, all of the extra 4th bedroom, all the parking space, plus a second laundry hookup with washer and dryer... AND IT'S THE BEST VALUE SOUTH OF THE LAGOON. Whether it's the short stroll to the beach or a block to the lagoon, water abounds. With its new HVAC system and its spacious backyard large enough to host any barbecue, this cottage is perfect. 3924 Vicar Street makes the perfect primary residence, vacation home, or short term rental. See what everyone's talking about!
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Highlights

Listed by Keith T Barnes , 269-870-0183 and Outside Selling Member , 269-870-0183 Corcoran Reverie SRB , 850-231-5030. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.11

Year Built

1996

County

Bay

Area

27 - Bay County

 Neighborhood

Holiday Beach 15

Listing ID

1007881

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:

Exterior Features

Lot Dimensions:50 x 100
Zoning:City
Sewer:Septic Tank

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:30 pm Oct 10
Principal Interest
$2,209
Taxes
$361

Home Price

$399,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,209.39 $360.87 $0.00 $2,570.26
Yearly $26,512.68 $4,330.49 $0.00 $30,843.17
Total $795,380.36 $129,914.70 $0.00 $925,295.06

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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