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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6504 Bridge Water Way Unit 403 , Panama City Beach, FL 32407
$355,000
Est. Payment: $1,961.32/mo
2 Bed
2 Bath
1447 Sqft
Status: Active | Days on site: 231
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OIRE - B0336,B0835
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Harrison Lilly Team
Owner/Operator

House Description

JJUST REDUCED! STUNNING BAY VIEWS...sip your coffee and watch the sunrise or moonlit nights on your expansive balcony! Hibiscus is a One of A Kind Boater and fisherman's dream! You can be at Shell Island or the gulf within 15 mins! The complex features a private marina including boat slips and docks available for rent or sale. The expansive fishing pier extends 400+ ft into the Bay that can be used at night as well as it is fully lit. This 2br 2ba unit has views from the living room and the Master Bedroom as well as access to the patio from both! The living room also has built in cabinetry with an electric fireplace for ambiance on those fall and winter evenings. The large kitchen allows several people to enjoy cooking and entertaining with a large pantry/ laundry with a pocket door to maximize use. Hibiscus is immaculately landscaped and has a host of amenities including a large Bay front pool and hot tub, gas grills and fire pit area. Also onsite are a tennis court, pickle ball court, indoor gym and community room with a Bay view as well. The HOA fees are comprehensive and very affordable. They include everything except electricity. This allows comfortable stress free living !! Make your appointment to see this amazing unit today!!!

Highlights

Listed by Patty B Taylor , 850-541-2639 and Delaine Bourne , 850-381-8425 Own It Real Estate LLC , 850-867-0506. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Hibiscus By The Bay

Listing ID

780843

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0000
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boat Ramp, Covered Patio
Sewer:Public Sewer
Parking Features:Gated,Paved,Parking Lot
Principal Interest
$1,961
Taxes
$230
HOA
$0

Home Price

$355,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,961.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,961.32 $229.67 $0.00 $2,190.99
Yearly $23,535.89 $2,756.00 $0.00 $26,291.89
Total $706,076.59 $82,680.00 $0.00 $788,756.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS