A Boater's Dream with Gulf Access! Welcome to Hibiscus By The Bay, an exclusive gated waterfront community tucked away on a 10-acre peninsula along St. Andrew's Bay with a private marina and direct access to the Gulf. This beautifully updated 2BR/2BA condo is being offered fully furnished and turnkey, making it the perfect coastal retreat or full-time residence. Enjoy panoramic bay views from the expansive balcony, accessible from both the living room and master suite. Interior upgrades include brand new LVP flooring throughout, all-new kitchen appliances, new window treatments, fresh paint, and high-quality furnishings. A boat slip with a 9,000 lb lift is also available for purchase separately at $28,000, offering the ultimate convenience for boating enthusiasts. Hibiscus By The Bay is known for its peaceful residential atmosphere with no short-term rentals allowed, ensuring a quiet community feel. Residents enjoy resort-style amenities including a waterfront pool, hot tub, fitness center, library, tennis courts, and a private marinaâ”all just minutes from Panama City Beach's world-famous sugar-white sands.