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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6500 Bridge Water Way Unit 702 , Panama City Beach, FL 32407
$410,000
Est. Payment: $2,265.19/mo
2 Bed
2 Bath
1447 Sqft
Status: Active | Days on site: 357
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GGR - B8223
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Harrison Lilly Team
Owner/Operator

House Description

A Boater's Dream with Gulf Access! Welcome to Hibiscus By The Bay, an exclusive gated waterfront community tucked away on a 10-acre peninsula along St. Andrew's Bay with a private marina and direct access to the Gulf. This beautifully updated 2BR/2BA condo is being offered fully furnished and turnkey, making it the perfect coastal retreat or full-time residence. Enjoy panoramic bay views from the expansive balcony, accessible from both the living room and master suite. Interior upgrades include brand new LVP flooring throughout, all-new kitchen appliances, new window treatments, fresh paint, and high-quality furnishings. A boat slip with a 9,000 lb lift is also available for purchase separately at $28,000, offering the ultimate convenience for boating enthusiasts. Hibiscus By The Bay is known for its peaceful residential atmosphere with no short-term rentals allowed, ensuring a quiet community feel. Residents enjoy resort-style amenities including a waterfront pool, hot tub, fitness center, library, tennis courts, and a private marina—all just minutes from Panama City Beach's world-famous sugar-white sands.

Highlights

Listed by Victoria Gillman , 850-776-8223 Gillman Group Realty , 850-776-8223. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2204.07 Quarterly

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Hibiscus By The Bay

Listing ID

779941

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Others:
  • ▪ Additional:Boat Lift, Barbecue, Boat Slip
Sewer:Public Sewer
Principal Interest
$2,265
Taxes
$261
HOA
$2,204

Home Price

$410,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$82,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,265.19

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,265.19 $261.38 $2,204.07 $4,730.64
Yearly $27,182.29 $3,136.50 $26,448.84 $56,767.63
Total $815,468.74 $94,095.00 $793,465.20 $1,703,028.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS