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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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324 Madison Cir , Panama City Beach, FL 32407
$430,000
Est. Payment: $2,180.88/mo
4 Bed
3 Bath
1972 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Coastal Chic in Panama City Beach - Walk to the Gulf Without Crossing Hwy 98! Discover value and quality craftsmanship in this expansive 4-bedroom, 2.5-bathroom retreat located in the quiet, residential community of Harrison's Walk. Property Highlights: First-Floor Primary Suite: Easy, main-level living with convenient access to all living spaces. Premium Upgrades: Outfitted with solid core doors, custom craftsman trim, travertine tile, granite countertops, and stainless appliances. Room for Everyone: Generously sized bedrooms and bonus flex spaces comfortably sleep up to 16--perfect for multi-family coastal getaways. Outdoor Oasis: Relax by the cozy gas fireplace on cooler evenings or entertain in your private, fenced backyard featuring a beautiful paver patio. Neighborhood Amenities: Take a dip in the community pool just steps from your front door. Unbeatable PCB Location: Local insiders know the massive value of being near Hutchison Blvd--giving you quick back-road routes to easily bypass high-season traffic! Walk, bike, or ride your golf cart straight to the sugar-white sands, M.B. Miller County Pier, Shipwreck Island Waterpark, dining, and everyday essentials without ever crossing Highway 98. Exceptional value and uncompromised quality make this an unbeatable opportunity to own your dream beach retreat and share unforgettable memories with family and friends. Don't let this coastal gem slip away!

Highlights

Listed by Abbott Martin Group , 850-460-2900 EXP Realty LLC , 850-460-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

396 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Harrison's Walk

Listing ID

793917

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:45x90
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$2,181
Taxes
$332
HOA
$396

Home Price

$430,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$86,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,180.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,180.88 $331.63 $396.00 $2,908.51
Yearly $26,170.55 $3,979.53 $4,752.00 $34,902.08
Total $785,116.39 $119,385.90 $142,560.00 $1,047,062.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS