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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6720 Harbour Boulevard , Panama City Beach, FL 32407
$650,000
Est. Payment: $3,591.16/mo
4 Bed
3 Bath
2271 Sqft
0.09 Acres
Status: Active | Days on site: 161
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QUORA - B12641
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Harrison Lilly Team
Owner/Operator

House Description

MOTIVATED SELLER, Bring all reasonable offers!! As soon as you step into 6720 Harbor Blvd, you're immediately greeted by an abundance of natural light and serene canal views that set the tone for relaxed coastal living. This new construction home, built in 2023 and never lived in, offers a rare opportunity to own a fully furnished, turnkey residence in a private, gated Panama City Beach community with direct canal access leading to the Gulf. The main living area is anchored by a beautiful electric fireplace with a custom mantle crafted from pecky cypress, adding warmth and character to the modern design. Thoughtfully designed and finished, the home blends comfort with elevated coastal style throughout. The primary suite offers a peaceful retreat featuring a spa-like bathroom with a soaking tub, creating the perfect place to unwind after a day on the water. With four bedrooms and two-and-a-half bathrooms, the layout is both functional and inviting, ideal for full-time living or a luxury coastal getaway. Residents enjoy exceptional community amenities including a relaxing pool and pickleball courts, all within a secure, gated setting. Whether boating from your backyard canal access or relaxing at home, this property delivers effortless waterfront living at its finest.

Highlights

Listed by Hali A Binkley , 678-629-6622 QUORA REALTY , 850-238-1138. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

173.5 Monthly

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Harbour Towne

Listing ID

788950

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • ▪ Additional:Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Loft, Pantry

Exterior Features

Lot:Paved
Lot Dimensions:50x78x50x78
Zoning:County, Resid Single Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$3,591
Taxes
$606
HOA
$174

Home Price

$650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,591.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,591.16 $606.33 $173.50 $4,370.99
Yearly $43,093.88 $7,276.00 $2,082.00 $52,451.88
Total $1,292,816.29 $218,280.00 $62,460.00 $1,573,556.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS