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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6712 Harbour Boulevard , Panama City Beach, FL 32407
$689,000
Est. Payment: $3,494.48/mo
3 Bed
3 Bath
2062 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

This immaculate 2021 canal-front home in the gated Harbour Towne community delivers the ultimate coastal escape, featuring direct access to St. Andrews Bay and the Gulf of Mexico. Spanning 1,928 square feet, this turnkey 3-bedroom, 2.5-bathroom gem is short-term rental approved and loaded with premium upgrades. Keep your vessel steps from your back door with an impressive $65,000 custom boat dock and lift designed for up to a 30-foot boat. Sip your morning coffee on the private screened porch, unwind inside a newly fenced backyard, and enjoy brand-new 2024 appliances throughout. Whether you're chasing high-yield investment returns or a dream waterfront lifestyle, this Panama City Beach paradise is ready for launch.
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Highlights

Listed by Angela Stanley , 850-319-6479 Better Homes and Gardens Coast Properties , 850-687-9988. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

173.5 Monthly

Year Built

2021

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Harbour Towne

Listing ID

794207

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Pantry

Exterior Features

Lot:Paved
Lot Dimensions:52x65
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Porch
Sewer:Public Sewer
Principal Interest
$3,494
Taxes
$416
HOA
$174

Home Price

$689,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$137,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,494.48

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,494.48 $416.48 $173.50 $4,084.46
Yearly $41,933.74 $4,997.80 $2,082.00 $49,013.54
Total $1,258,012.08 $149,934.00 $62,460.00 $1,470,406.08

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS