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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6712 Harbour Boulevard , Panama City Beach, FL 32407
$639,900
Est. Payment: $3,535.36/mo
3 Bed
3 Bath
2062 Sqft
0.09 Acres
Status: Active | Days on site: 32
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BCPB - B8324
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

GREAT PRICE IMPROVEMENT! Discover this one-of-a-kind canal-front home in the gated Harbour Towne community--complete with a custom dock, boat lift, and fishing setup! Built in 2021, this immaculate 1,928-square-foot home offers 3 bedrooms, 2.5 bathrooms, and direct access to St. Andrews Bay and the Gulf of Mexico. The impressive $65,000 custom dock and lift can accommodate a boat up to 30 feet. Additional highlights include a private screened porch, newly fenced backyard, brand-new 2024 appliances, and short-term rental approval. Whether you're seeking a waterfront investment or the ultimate coastal lifestyle, this turnkey Panama City Beach home is ready for you!
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Highlights

Listed by Angela Stanley , 850-319-6479 Better Homes and Gardens Coast Properties , 850-687-9988. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

173.5 Monthly

Year Built

2021

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Harbour Towne

Listing ID

794207

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Pantry

Exterior Features

Lot:Paved
Lot Dimensions:52x65
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Porch
Sewer:Public Sewer
Principal Interest
$3,535
Taxes
$416
HOA
$174

Home Price

$639,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$127,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,535.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,535.36 $416.48 $173.50 $4,125.34
Yearly $42,424.26 $4,997.80 $2,082.00 $49,504.06
Total $1,272,727.92 $149,934.00 $62,460.00 $1,485,121.92

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

© 2026 Bay County Association of REALTORS