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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1041 Lighthouse Lagoon Ct , Panama City Beach, FL 32407
$229,000
Est. Payment: $1,161.44/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Motivated Seller! Build your dream home on this prime cul-de-sac waterfront lot in the gated community of Harbour Cove Village along Millionaire's Row. This ready-to-build homesite offers added privacy and extra space with its unobstructed bay views and corner lot location, making it one of the community's most attractive lots. Enjoy direct canal frontage with convenient bay access, perfect for keeping your boat, jet ski, kayak, or paddleboard just steps from your future home. Spend your days exploring the bay or heading out to the Gulf with ease. To help bring your vision to life, the seller is including floor plans specifically designed for this lot, offering a valuable head start on the building process. Ideally located less than 10 minutes from the nearest beach access and minutes away from fine dining plus local shops, this property combines waterfront living with exceptional convenience. Whether you're building a primary residence, vacation getaway, or investment property, this is an incredible opportunity to own one of Harbour Cove Village's premier homesites.

Highlights

Listed by Wheeler Sauls Collective , 850-630-8377 Salty Marlin Realty , 850-615-2406. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.14

HOA Fee

County

Bay

Area

27 - Bay County

Neighborhood

Harbor Cove Village

Listing ID

1008062

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Cleared,Dead End,Within 1/2 Mile to Water,Canal
Lot Dimensions:159x55x88x51
Zoning:Resid Single Family
Principal Interest
$1,161
Taxes
$89
HOA
$0

Home Price

$229,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$45,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,161.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,161.44 $89.07 $0.00 $1,250.51
Yearly $13,937.34 $1,068.82 $0.00 $15,006.16
Total $418,120.13 $32,064.60 $0.00 $450,184.73

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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