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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8200 Surf Drive # A205 , Panama City Beach, FL 32408
$392,500
Est. Payment: $1,990.48/mo
1 Bed
1 Bath
918 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Wake up to stunning Gulf-front views in this charming one-bedroom condo, perfectly positioned on the quiet East end of Panama City Beach. Enjoy the best of both ~ peaceful, uncrowded beaches just steps from your door, while still only a short drive to the area's top restaurants, shops, entertainment & St. Andrew's State Park. This well-maintained condo offers convenient elevator access and a refreshing on-site pool, making it ideal for both relaxing getaways and income-producing rentals. Gulfgate Condominium has just completed extensive remodeling and all owner assessments have already been paid by the owner. Hot water heater is brand new & updated appliances. Whether you're sipping coffee on the balcony or catching a sunset over the water, this is coastal living.

Highlights

Listed by Kristi K Lindgren , 314-541-8650 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

HOA Fee

Year Built

1973

County

Bay

Area

27 - Bay County

Neighborhood

Gulfgate Condo

Listing ID

1001282

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Lighting Recessed, Pantry, Washer/Dryer Hookup

Exterior Features

Lot:Unit Waterfront,Gulf
Others:
  • Additional:Balcony
Sewer:Public Sewer
Principal Interest
$1,990
Taxes
$265
HOA
$0

Home Price

$392,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$78,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,990.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,990.48 $264.99 $0.00 $2,255.47
Yearly $23,885.75 $3,179.85 $0.00 $27,065.60
Total $716,572.51 $95,395.50 $0.00 $811,968.01

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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