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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20937 S Lakeview Dr , Panama City Beach, FL 32413
$609,000
Est. Payment: $3,364.64/mo
3 Bed
3 Bath
1890 Sqft
0.29 Acres
Status: Active | Days on site: 114
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EDR3 - E28421
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Positioned on an oversized corner lot on the desirable west end and just a short walk to the beach, this three-bedroom, two-and-a-half-bath home presents a compelling opportunity for those looking to create value in a prime location. Just a short distance to the beach, the property offers strong fundamentals with a private pool, two-car garage, and key system updates already in place, including a newer roof , HVAC, and water heater. With its generous footprint and sought-after location, this home is ideal for investors or buyers with vision looking to reimagine a property to its full potential.Whether you're considering a primary residence, second home, or investment opportunity, the combination of lot size, location, and core improvements makes this a standout value-add opportunity on the west end.
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Highlights

Listed by Ellen G Randall , 720-980-9157 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.29

Year Built

1999

County

Bay

Area

27 - Bay County

 Neighborhood

Gulf Vista

Listing ID

1004049

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Refrigerator, Washer, Water Heater - Elect
Air Cond:Ceiling Fans
Fireplaces:

Exterior Features

Lot:Dead End,Within 1/2 Mile to Water
Lot Dimensions:140 x 90
Zoning:Resid Single Family
Others:
  • ▪ Additional:Lawn Pump, Pool - Gunite Concrt, Sprinkler System, Porch Screened
Sewer:Septic Tank
Principal Interest
$3,365
Taxes
$445

Home Price

$609,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$121,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,364.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,364.64 $445.34 $0.00 $3,809.98
Yearly $40,375.65 $5,344.07 $0.00 $45,719.72
Total $1,211,269.42 $160,322.10 $0.00 $1,371,591.52

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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