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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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123 Serenade Ln , Panama City Beach, FL 32413
$759,000
Est. Payment: $4,193.37/mo
4 Bed
3 Bath
2884 Sqft
0.26 Acres
Status: Active | Days on site: 4
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EGRA - E33716
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
Owner/Operator
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House Description

Welcome Home! TURNKEY FULLY FURNISHED! Sometimes lengthy descriptions and fancy wording are just not needed. Gorgeous Coastal Contemporary Craftsmen sitting on over 1//4 acre just blocks from the sand on the West End. Property also boasts a 720sq/ft heated and cooled detached garage that is fully framed out. NO HOA, STR friendly with projections between $100k - $133k!!! Many updates and improvements, including; 2015 - AC (Serviced 2025) 2020 - Water Heater 2024 - *New roof- House and outbuilding *Exterior paint-House and outbuilding *Septic pumped and added new covers 2025 - *Entire Interior painted including ceilings, walls, doors, and trim and attached garage *Board and baten walls installed in living room *Replaced switches and outlets throughout *All new lighting and ceiling fans throughout *All new register covers throughout *3 new toilets *New Flooring throughout except where tiled 2026 - *4 palms trimmed *Overhanging tree limbs and bushes cut and trimmed *Added river rock around porch area Let the house do the talking. Schedule your showing today!!!
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Highlights

Listed by Scott A Goldstein , 786-314-8957 Grayton Beach Realty Llc , 850-231-5421. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.26

Year Built

1995

County

Bay

Area

27 - Bay County

 Neighborhood

Gulf Vista

Listing ID

1013059

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Ceiling Crwn Molding, Newly Painted, Shelving, Walls Wainscoting, Washer/Dryer Hookup

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:80X140
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Pavillion/Gazebo, Separate Living Area, Sprinkler System, Deck Open, Fenced Privacy
Sewer:Septic Tank
Parking Features:Converted Garage
Principal Interest
$4,193
Taxes
$382

Home Price

$759,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$151,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,193.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,193.37 $382.24 $0.00 $4,575.61
Yearly $50,320.39 $4,586.93 $0.00 $54,907.32
Total $1,509,611.64 $137,607.90 $0.00 $1,647,219.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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