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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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112 Serenade Ln , Panama City Beach, FL 32413
$700,000
Est. Payment: $3,867.40/mo
3 Bed
3 Bath
2001 Sqft
Status: Pending | Days on site: 114
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EDR3 - E28421,TEDR31
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Harrison Lilly Team
Owner/Operator

House Description

Situated in a quiet west-end neighborhood with no HOA, no high-rises, and no overhead power lines, this 3-bedroom, 3-bath home offers 2,001 square feet of thoughtfully designed living space just an eight-minute walk from the white sandy beaches. Known for its relaxed golf-cart lifestyle, this desirable area provides a peaceful coastal setting with convenient access to dining, shopping, and local amenities. The true showpiece of the property is the screened lanai and private pool enclosure, an inviting retreat surrounded by mature trees and lush vegetation, creating a tucked-away setting with a resort-like feel. Whether entertaining guests or unwinding after a day at the beach, this exceptional outdoor space is designed to be enjoyed year-round. Inside, the home features 10-foot ceilings throughout and a comfortable, functional layout well suited for both everyday living and hosting guests. The kitchen includes an induction electric range for modern convenience, while hurricane-impact windows and doors provide added protection and peace of mind. Additional highlights include a two-car garage, parking for up to six vehicles, dedicated golf-cart parking alongside the garage, and an irrigation well for efficient landscape maintenance. Offering an exceptional combination of privacy, functionality, and beachside lifestyle appeal, this home is ideal as a primary residence, second home, or investment opportunity.

Highlights

Listed by Ellen G Randall , 720-980-9157 Scenic Sotheby's International Realty , 850-231-6052. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1995

County

Bay

Area

27 - Bay County

Neighborhood

Gulf Vista

Listing ID

1004044

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range Hood, Water Heater - Elect
Air Cond:Ceiling Fans
Fireplaces:
Other:
  • ▪ Additional:Shelving

Exterior Features

Lot:Interior,Within 1/2 Mile to Water
Lot Dimensions:39x141x120x185
Zoning:Resid Single Family
Others:
  • ▪ Additional:Pool - Gunite Concrt, Sprinkler System, Porch Screened
Sewer:Septic Tank
Principal Interest
$3,867
Taxes
$423

Home Price

$700,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$140,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,867.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,867.40 $422.59 $0.00 $4,289.99
Yearly $46,408.79 $5,071.11 $0.00 $51,479.90
Total $1,392,263.70 $152,133.30 $0.00 $1,544,397.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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