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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5231 Thomas Dr , Panama City Beach, FL 32408
$924,900
Est. Payment: $5,109.94/mo
5 Bed
5 Bath
2345 Sqft
Status: Pending | Days on site: 35
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THCR - B10800,B12280,B1541
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Harrison Lilly Team
Owner/Operator

House Description

This limited collection of vacation homes offers an exceptional opportunity to own in one of the area's most sought-after locations -- literally across the street from the sugar-white sands and shimmering Gulf waters. This home showcases spacious, open-concept designs with 4 bedrooms, 4.5 baths, and a bunk room. Enjoy high-end finishes, stylish coastal architecture, and your own private pool -- the ultimate spot for relaxing or entertaining after a day at the beach. Expansive covered porches invite you to take in stunning sunrises and sunsets in true coastal style. Close to popular restaurants (walk to Schooner's), shops, golf courses, and water activities, this community also offers convenient access to Panama City proper and the Northwest Florida Beaches International Airport.

Highlights

Listed by Steven E Thew , 815-979-0663 and Whitney Moore , 801-499-2661 TH Coastal Realty , 850-687-7179. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

188.5 Quarterly

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Lagoon Beach

Listing ID

793872

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Interior Steps

Exterior Features

Lot Dimensions:30 x 110
Roof:Metal
Others:
  • ▪ Additional:Covered Patio
Principal Interest
$5,110
Taxes
$590
HOA
$189

Home Price

$924,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$184,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,109.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,109.94 $589.62 $188.50 $5,888.06
Yearly $61,319.27 $7,075.49 $2,262.00 $70,656.76
Total $1,839,578.14 $212,264.55 $67,860.00 $2,119,702.69

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS