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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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163 Heather Dr , Panama City Beach, FL 32413
$469,000
Est. Payment: $2,378.68/mo
4 Bed
2 Bath
1752 Sqft
Status: pending | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

72 hour kick out clause in place. New HVAC, no HOA, and a location just minutes from the Gulf beaches make this home stand out from the moment you arrive. Situated in a quiet, established neighborhood filled with long-term residents, this property offers the kind of privacy, stability, and convenience that's becoming increasingly difficult to find in the Panama City Beach area. Inside, the home features soaring ceilings, abundant natural light, and an open, airy layout designed for both everyday comfort and entertaining. The spacious living areas flow seamlessly into the kitchen and outdoor spaces, creating a home that feels both functional and inviting. The home also includes a solar panel system that will be fully paid off by the seller at closing, allowing the new owner to enjoy the long-term energy savings. New HVAC, no HOA, and a location just minutes from the Gulf beaches make this home stand out from the moment you arrive. Situated in a quiet, established neighborhood filled with long-term residents, this property offers the kind of privacy, stability, and convenience that's becoming increasingly difficult to find in the Panama City Beach area. Inside, the home features soaring ceilings, abundant natural light, and an open, airy layout designed for both everyday comfort and entertaining. The spacious living areas flow seamlessly into the kitchen and outdoor spaces, creating a home that feels both functional and inviting. The home also includes a solar panel system that will be fully paid off by the seller at closing, allowing the new owner to enjoy the long-term energy savings and efficiency benefits without taking on the remaining balance. A transferable warranty adds even more value and peace of mind. In addition, the HVAC system was replaced in September 2025, as well as an incoming new water heater expected to be installed by May 15, 2026, providing reliable comfort for years to come. The outdoor living space is equally impressive. A fully fenced backyard with a dedicated dog run makes it ideal for pets and families, while the screened-in porch and oversized covered deck create the perfect setting for relaxing evenings, weekend cookouts, or entertaining guests year-round. The built-in irrigation system helps keep the landscaping looking its best with minimal effort. Location is another major highlight. The home is within walking distance of Scott Field Park and only a short golf cart ride to Frank Brown Park and Pier Park, giving you quick access to restaurants, shopping, entertainment, and community events. And of course, the white-sand beaches and emerald waters of the Gulf are just minutes away, making beach days easy and convenient. Additional upgrades, including the epoxy-coated garage floor and updated kitchen backsplash, add a clean, polished finish to this well-maintained, move-in-ready home. Combining smart upgrades, energy efficiency, outdoor living, and an unbeatable coastal location, this property offers a lifestyle perfectly suited for both full-time living and weekend escapes.

Highlights

Listed by Poole Group , 850-528-7496 and Tyler F Poole , 850-528-7496 Douglas Elliman , 561-655-8600. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.21

Year Built

2015

County

Bay

Area

27 - Bay County

Neighborhood

Gulf Highlands

Listing ID

1002577

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • Additional:Ceiling Raised, Lighting Recessed, Pantry

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:75 X 125
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Covered, Patio Enclosed
Sewer:Public Sewer
Principal Interest
$2,379
Taxes
$242

Home Price

$469,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$93,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,378.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,378.68 $242.47 $0.00 $2,621.15
Yearly $28,544.15 $2,909.60 $0.00 $31,453.75
Total $856,324.62 $87,288.00 $0.00 $943,612.62

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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