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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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108 Jeanette Ave , Panama City Beach, FL 32413
$437,000
Est. Payment: $2,414.36/mo
3 Bed
2 Bath
1296 Sqft
0.16 Acres
Status: Active | Days on site: 67
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BCRR - B1064,B12795
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Harrison Lilly Team
Owner/Operator

House Description

West Panama City Beach charmer with inground pool, extra RV/boat parking, and no HOA. Beautifully styled and move-in ready. This professionally decorated 3-bedroom, 2-bath shabby-chic coastal home delivers the lifestyle everyone wants on the west end. Located just 5 minutes to the nearest beach access, 5 minutes to Pier Park, and 15 minutes to ECP Airport, the west-end setting delivers a comfortable, well-connected location suited for both full-time living and a relaxed second-home lifestyle. A vaulted living room sets the tone with a custom floor-to-ceiling board-and-batten feature wall, creating an elegant architectural focal point. The crisp white interior color scheme enhances the natural light throughout, including the front guest bedroom with its own vaulted ceiling. The bedrooms feature LVP flooring, and the hallway bath has been updated with a new vanity and resurfaced tub/shower. The kitchen offers stainless steel appliances that convey, with easy flow to the large covered back porch, complete with privacy curtains overlooking your private outdoor oasis. Enjoy an inground pool with newly installed patio surround, river-rock hardscape landscaping, and a cozy fire pit perfect for evenings at home. The fenced backyard also includes a versatile she-shed/storage building. The primary bedroom overlooks the pool and backyard, offering a peaceful retreat. Outside, the property shines with no HOA, a two-car garage, paved driveway, extra parking pad for a boat or RV, plus additional gravel parking space. A rare west-end find with style, function, and outdoor living dialed in, ready for its next owner to enjoy.

Highlights

Listed by Natalie A Ryan , 850-960-1731 and Eva S Buss , 615-499-3667 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1994

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Highlands

Listing ID

793435

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:60.0 ft x 118.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gravel,Paved,RV Access/Parking
Principal Interest
$2,414
Taxes
$250

Home Price

$437,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,414.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,414.36 $250.33 $0.00 $2,664.69
Yearly $28,972.34 $3,003.92 $0.00 $31,976.26
Total $869,170.34 $90,117.60 $0.00 $959,287.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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