Welcome to 130 Heather Drive in Panama City Beach, FL 32413. Owner financing is being offered with owner approved credit,25 years, 10% downpayment, 6.75% fixed rate. This well-maintained 3-bedroom, 3-full baths brick home offers generous living area, a versatile floor plan, and exceptional parking and storage.Mature palm trees and established landscaping create a warm Florida welcome from the moment you arrive. Inside you will find a spacious kitchen featuring abundant cabinetry and expansive counter space- perfect for everyday living or entertaining family and friends. The kitchen flows seamlessly into a bright sunroom filled with natural light,creating the perfect spot to relax with your morning coffee or enjoy an afternoon with a good book. A separate bonus room provides endless possibilities and can easily serve as a home office, hobby space, media room, playroom, additional family room or add a closet and you will have a 4th bedroom. Built with durable brick construction the home features generous size rooms and multiple living areas offering comfort and flexibility. A charming covered breezeway connects the home to the detached two-car garage, providing convenience while adding character to the property. Outside you will appreciate the attached two-car garage, an additional detached two-car carport, a spacious driveway with ample parking and mature landscaping that enhances the home's timeless Florida appeal. Whether you're searching for a primary residence, a vacation getaway or an investment opportunity, 130:Heather Drive offers the space, functionality and potential to make it your own. In addition the covered carport could be converted into a guest house or mother-in-law-suite for multi family living. Schedule your private showing and discover everything this Panama City Beach home has to offer. It is the responsibility of the buyer or buyers agent to verify all measurements.