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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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124 Coral Dr , Panama City Beach, FL 32413
$425,000
Est. Payment: $2,348.06/mo
3 Bed
2 Bath
1731 Sqft
0.22 Acres
Status: Active | Days on site: 9
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Harrison Lilly Team
Owner/Operator

House Description

SELLER IS OFFERING $10,000 CREDIT TO THE BUYER*** which can be applied toward Buyers closing costs or buy-down to lower interest rate. Completely remodeled from top to bottom, this centrally located 3Bd/ 2Ba with attached garage, single-level brick home sits on nearly a quarter-acre lot and is truly move-in ready. The home features a brand-new metal roof (2026) with membrane underlayment for added water protection, luxury vinyl plank flooring throughout, updated windows, fresh interior and exterior paint, new trim, modern lighting, and a brand-new water heater (2026). The completely redesigned kitchen features new shaker-style soft-close cabinetry and large island/breakfast bar with Sparkling White quartz countertops, marble backsplash, farmhouse-style ceramic sink, and all-new stainless-steel appliances. A custom built-in white oak dining bench sits beautifully beneath the bay windows. Additional interior details include decorative board-and-batten wainscoting throughout the living area, a stylish vertical wood-slat accent wall in the primary bedroom, custom wood-paneled tray ceiling with recessed lighting in the hallway, built-in hardwood closet shelving, brand new craftsman-style bay windows in dining area. Both bathrooms have been fully renovated, including venetian-style plaster finishes in the primary bath. The home is equipped with a high-efficiency Lennox HVAC system, while the enclosed 13x12 Florida room has its own brand-new mini-split system for year-round heating and cooling. The spacious, fully fenced backyard features gates on both sides of the home, providing additional space for a boat, RV, jet ski, trailer, or other vehicles. Enjoy outdoor cooking and dining beneath a pergola covered with producing grapevines, surrounded by mature maple, magnolia, and crepe myrtle trees, along with fruit-producing fig, plum, and mulberry trees. Professional landscaping, new grass with an irrigation system, and backyard pavers complete the outdoor setting. A standout feature is the 31x12 (approximately 384 sq. ft.) metal-frame outbuilding, which is insulated and equipped with a brand-new energy-efficient mini-split system for heating and cooling. This versatile space offers endless possibilities as a home gym, game or media room, office, workshop, hobby room, or additional storage. Located in a quiet neighborhood convenient to shopping, dining, schools, beach, medical facilities, parks and entertainment. NO HOA, and Flood Zone X, so flood insurance is not required. With continued new construction and development throughout the surrounding area, this turnkey property offers an impressive combination of upgrades, space, versatility, and location. Call today to schedule your private showing!

Highlights

Listed by Maxim Sedov , 850-319-5725 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

Year Built

1980

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Gulf Highlands Unit-2

Listing ID

795921

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Sprinkler System
Lot Dimensions:75.0 ft x 129.0 ft
Zoning:Resid Single Family
Roof:Membrane,Metal
Sewer:Public Sewer
Principal Interest
$2,348
Taxes
$101

Home Price

$425,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,348.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,348.06 $100.79 $0.00 $2,448.86
Yearly $28,176.77 $1,209.53 $0.00 $29,386.30
Total $845,302.96 $36,285.90 $0.00 $881,588.86

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS